Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") form a binding agreement between BCA Group Inc. ("BCA Group," "Manna Media," "we," "us," or "our") and the church, ministry, or religious organization that creates an account ("Organization," "Church," "you," or "your"). By creating an account, clicking "I agree," or otherwise accessing or using the Manna Media platform, website, or related services (collectively, the "Service"), you agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference.

The individual creating the account represents that they have the authority to bind the Organization to these Terms. If you do not have that authority, do not create an account.

If you do not agree to these Terms, do not access or use the Service.

2. Description of the Service

Manna Media is a platform that allows a Church to submit sermon audio, video, or transcripts and receive AI-generated devotional content, journal prompts, discussion questions, and memory verses derived from that sermon. The Church may then distribute this content to its congregation through a public web page, SMS, and other delivery channels made available through the Service.

The Service includes account and tenant provisioning, content generation, a member-facing public page, SMS delivery infrastructure, and related administrative tools. We may add, modify, or remove features at any time.

3. Eligibility and Account Registration

3.1 Who may register. You must be at least 18 years old and have the legal authority to act on behalf of the Organization to create an account. The Service is intended for use by staff and representatives of churches and religious organizations acting in that capacity, not by individual consumers.

3.2 Account information. You agree to provide accurate, current, and complete information during registration (including first name, last name, email address, and church name) and to keep that information up to date. You are responsible for maintaining the confidentiality of your password and for all activity that occurs under your account.

3.3 One tenant per organization. We may, at our discretion, flag or decline to create a new tenant where the submitted email domain matches an existing Organization's tenant, in order to prevent duplicate or unauthorized accounts. This determination does not entitle you to a refund or to any remedy other than correction of the duplicate.

3.4 Roles. The individual who creates the Organization's account is automatically assigned the Owner/Admin role, with full access to settings, billing, and user management. The Owner/Admin may invite additional staff as Contributors, and is responsible for the actions of every user they invite.

4. Your Content and Your Responsibilities

4.1 Church Content. "Church Content" means any sermon audio, video, transcript, church name, logo, brand colors, denominational information, and any other material the Organization uploads, submits, or configures through the Service.

4.2 License to us. You retain all ownership rights in your Church Content. You grant BCA Group a worldwide, non-exclusive, royalty-free license to host, store, reproduce, transcribe, process, and create derivative works from your Church Content (including AI-generated devotionals, prompts, and summaries) solely to operate, provide, and improve the Service for you and, where applicable, your congregation.

4.2A Ownership of generated content. As between you and BCA Group, and to the extent BCA Group holds any ownership interest in the devotionals, journal prompts, discussion questions, memory verses, and other content generated by the Service from your Church Content ("Generated Content"), BCA Group assigns that interest to your Organization upon generation, so that your Organization owns the Generated Content and may distribute it to its congregation. This assignment is subject to (a) the license you grant BCA Group in Section 4.2, and (b) the terms of the third-party AI providers used to produce the Generated Content, which may affect the scope of rights available in AI-generated output. BCA Group makes no warranty that Generated Content is original, protectable, or free of similarity to content generated for others.

4.3 Your representations. You represent and warrant that: (a) you own or have all necessary rights to the Church Content you submit, including the sermon itself and any music, guest speaker remarks, or third-party material contained in it; (b) your use of the Service and your Church Content does not infringe any third party's rights, including copyright, publicity, or privacy rights; and (c) you have the right to collect, use, and share any information about your congregation members that you input into or configure through the Service, including for the purpose of SMS delivery described in Section 6.

4.4 Review of AI-generated content. Devotionals, journal prompts, discussion questions, and memory verses generated by the Service are produced using artificial intelligence and may contain factual, theological, scriptural, or contextual errors, or may not accurately reflect your church's doctrine or teaching. You are solely responsible for reviewing all AI-generated content before it is published to your congregation. BCA Group makes no representation that AI-generated content is accurate, doctrinally sound, or appropriate for your congregation, and disclaims all liability for content you choose to publish without adequate review.

4.5 Prohibited content and conduct. You will not use the Service to upload, generate, or distribute content that: (a) is unlawful, defamatory, or infringing; (b) contains malware or attempts to compromise the security of the Service; (c) impersonates another church, organization, or individual; (d) is used to harass, abuse, or harm any person; or (e) violates any applicable law, including laws governing telemarketing, spam, or unsolicited communications.

5. AI and Third-Party Processing

5.1 To provide the Service, your Church Content is processed by third-party subprocessors, which may include speech-to-text transcription providers, AI content-generation providers, authentication providers, payment processors, email delivery providers, and SMS carriers. A current list of subprocessors is available upon request and will be maintained in our Privacy Policy or a subprocessor addendum.

5.2 You acknowledge that these third-party providers have their own terms and processing practices, and that BCA Group's liability for the acts of subprocessors is limited to the extent set out in Section 12.

6. SMS and Member Communications

6.1 If you configure or use SMS delivery features, a dedicated phone number is provisioned to your Organization for the purpose of delivering content to congregation members who opt in.

6.2 You are responsible for ensuring that any SMS or other electronic communication sent to your congregation through the Service complies with applicable law, including the U.S. Telephone Consumer Protection Act (TCPA), the CTIA Messaging Principles and Best Practices, the messaging policies of Manna Media's SMS provider (currently Twilio) and The Campaign Registry (TCR), and any applicable state-level consent or telemarketing laws.

6.3 Consent requirements. You will only send messages to congregation members who have provided prior express consent to receive them. You will not purchase, rent, or upload phone number lists obtained without direct opt-in from the individual. You will not use the SMS features to send content to any number that has not affirmatively opted in through a Manna Media opt-in mechanism.

6.4 Platform-provided compliance features. BCA Group will provide, at the platform level: a compliant opt-in confirmation message that identifies your Church and program, standard STOP/HELP keyword handling, and per-subscriber consent logging (phone number, timestamp, and the disclosure agreed to). You will not disable, circumvent, or alter these features.

6.5 Prohibited messaging content. You will not use the SMS or delivery features to send content unrelated to your church's ministry purpose, including commercial advertising for unrelated products or services, content on behalf of any third party, or any category of content prohibited by carrier or TCR policy (including messaging related to controlled substances, gambling, or high-risk financial services).

6.6 Your accountability. You remain responsible for the manner in which you promote, describe, and solicit opt-ins from your congregation, and for the accuracy of any representations you make about your SMS program. BCA Group's provision of compliance features does not transfer to BCA Group your legal responsibility as the sender of the messages.

7. Subscription, Billing, and Fees

7.1 Free tier. The Service is currently offered to Organizations at a $0 subscription tier. We may introduce paid tiers, usage-based fees, or feature restrictions in the future.

7.2 Billing infrastructure. By creating an account, you authorize BCA Group to create a billing profile on your behalf through our payment processor (currently Stripe) for potential future billing. No payment is currently collected on the free tier.

7.3 Future paid tiers. If we introduce a paid subscription tier applicable to your Organization, we will provide advance notice and an opportunity to review pricing before any charge is made to a payment method you affirmatively provide. Continuing to use a paid tier after such notice constitutes acceptance of the applicable fees.

7.4 Taxes. You are responsible for any applicable taxes associated with your use of the Service, excluding taxes based on BCA Group's net income.

7.5 Non-payment. If you enroll in a paid tier and payment fails or lapses, we may suspend or downgrade your account after reasonable notice.

8. Intellectual Property

8.1 Our IP. The Service, including its software, design, trademarks, and underlying technology (but excluding Church Content), is owned by BCA Group Inc. and its licensors. Nothing in these Terms transfers any ownership of the Service to you.

8.2 License to use the Service. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your Organization's internal ministry purposes.

8.3 Feedback. If you provide feedback, suggestions, or ideas about the Service, you grant BCA Group an unrestricted, royalty-free, perpetual license to use that feedback without obligation to you.

9. Data Protection and Privacy

Our collection and use of personal information, including staff account information, billing information, and any congregation-member data configured through your account, is described in our Privacy Policy. You agree that our Privacy Policy governs the processing of that data, and you are responsible for providing your congregation with any notice required by applicable law regarding the Organization's use of the Service.

10. Suspension and Termination

10.1 By you. You may stop using the Service and close your account at any time by contacting us or through account settings, where available.

10.2 By us. We may suspend or terminate your account, with or without notice, if: (a) you materially breach these Terms; (b) your use poses a security risk to the Service or other users; (c) required by law; or (d) you fail to pay fees due under a paid tier.

10.3 Effect of termination. Upon termination, your right to access the Service ends. We may retain or delete your Church Content in accordance with our data retention practices described in the Privacy Policy. Sections 4.2 (license), 8 (intellectual property), 11 (disclaimers), 12 (limitation of liability), 13 (indemnification), and 15 (governing law/dispute resolution) survive termination.

11. Disclaimers

THE SERVICE, INCLUDING ANY AI-GENERATED CONTENT, IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE SERVICE WILL BE ERROR-FREE, SECURE, OR UNINTERRUPTED. BCA GROUP DOES NOT WARRANT THE THEOLOGICAL, DOCTRINAL, SCRIPTURAL, OR FACTUAL ACCURACY OF ANY AI-GENERATED CONTENT. YOU ARE SOLELY RESPONSIBLE FOR REVIEWING CONTENT BEFORE PUBLISHING IT TO YOUR CONGREGATION.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BCA GROUP AND ITS OFFICERS, EMPLOYEES, AND SUBPROCESSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

BCA GROUP'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO BCA GROUP IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100). THIS LIMITATION APPLIES TO THE FULLEST EXTENT PERMITTED BY LAW AND REGARDLESS OF THE THEORY OF LIABILITY.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

13. Indemnification

You agree to indemnify, defend, and hold harmless BCA Group and its officers, employees, and agents from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your Church Content; (b) your breach of these Terms; (c) your violation of any law, including laws governing SMS and electronic communications; or (d) your congregation's use of content you have chosen to publish.

14. Changes to the Service and These Terms

We may modify these Terms at any time. If we make material changes, we will provide notice (such as by email or in-app notification) and, where required, request re-acceptance before you continue using the Service. Your continued use of the Service after the effective date of updated Terms constitutes acceptance. Consent to these Terms and to the Privacy Policy is versioned; if either is updated, re-acceptance may be required to continue using the Service.

15. Governing Law and Dispute Resolution

15.1 Governing law. These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws principles.

15.2 Venue. For any matter not subject to arbitration under Section 15.4, the state and federal courts located in Riverside County, California have exclusive jurisdiction, and you consent to personal jurisdiction there.

15.3 Informal resolution first. Before filing a claim, you agree to contact us at [email protected] and attempt in good faith to resolve the dispute informally for at least 30 days.

15.4 Arbitration. If informal resolution fails, any dispute arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration under the rules of the American Arbitration Association, conducted in English, seated in Riverside County, California, unless applicable law requires otherwise. You and BCA Group each waive the right to a jury trial and to participate in a class action. Either party may bring an individual claim in small claims court instead of arbitration where the claim qualifies.

15.5 Public injunctive relief carve-out. Notwithstanding the arbitration provision above, nothing in these Terms waives any right to seek public injunctive relief, and any such claim will be litigated in court rather than in arbitration. This provision controls over any conflicting language in these Terms.

15.6 Class-waiver blowup provision. If the class-action waiver above is found unenforceable as to any claim, arbitration will not apply to that claim and it will proceed in court; the parties do not consent to class or representative arbitration under any circumstances. The remainder of the arbitration provision remains in effect for all other claims.

15.7 Exceptions. Either party may seek injunctive or equitable relief in court to protect intellectual property rights or confidential information.

16. General Provisions

16.1 Entire agreement. These Terms, together with the Privacy Policy and any order forms or addenda referencing these Terms, constitute the entire agreement between you and BCA Group regarding the Service.

16.2 Assignment. You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.

16.3 Severability. If any provision of these Terms is found unenforceable, the remaining provisions remain in full force and effect.

16.4 No waiver. Our failure to enforce any provision is not a waiver of our right to enforce it later.

16.5 Force majeure. We are not liable for delays or failures in performance resulting from causes beyond our reasonable control.

16.6 Notices. We may provide notices to you via the email address associated with your account or through in-app notification.

17. Contact

Questions about these Terms may be directed to:

BCA Group Inc. Attn: Legal [email protected]